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	<title>1st Choice Loss Mitigation Blog</title>
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	<link>http://1stchoicelm.wordpress.com</link>
	<description>Short Sale Negotiation Specialist</description>
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		<title>1st Choice Loss Mitigation Blog</title>
		<link>http://1stchoicelm.wordpress.com</link>
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		<item>
		<title>Success Rate of Loan Modification Program Blurred</title>
		<link>http://1stchoicelm.wordpress.com/2009/08/22/success-rate-of-loan-modification-program-blurred/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/08/22/success-rate-of-loan-modification-program-blurred/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 05:07:08 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[loan Modification]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[mortgage loan]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=193</guid>
		<description><![CDATA[When President Obama launched the loan modification program, there was much hue and cry about the same as many distressed homeowners pinned their hopes on the mortgage bailout program. However, very soon it was realized that the same doesn’t hold true for all and sundry. When you request your lender to allow you to opt for loan modification the lender evaluates your existing mortgage terms and works out a loan modification plan so that the current mortgage terms of your loan can be modified <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=193&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>The 3 Biggest Misconceptions that Real Estate Agents have about Short Sale Listings</title>
		<link>http://1stchoicelm.wordpress.com/2009/06/03/the-3-biggest-misconceptions-that-real-estate-agents-have-about-short-sale-listings/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/06/03/the-3-biggest-misconceptions-that-real-estate-agents-have-about-short-sale-listings/#comments</comments>
		<pubDate>Wed, 03 Jun 2009 19:22:47 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale management]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=168</guid>
		<description><![CDATA[﻿First of all, “yes” some short sales take long to sell and “yes” some short sale listings can be frustrating.  But let me tell you this; not all are created equal! With a little patience and a little creativity you can overcome some of the shortcomings of listing pre-foreclosure/short sale properties and make a lot [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=168&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/06/03/the-3-biggest-misconceptions-that-real-estate-agents-have-about-short-sale-listings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Misconceptions of short sales</media:title>
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		<item>
		<title>Don&#8217;t Waste the Foreclosing Lenders Time!</title>
		<link>http://1stchoicelm.wordpress.com/2009/06/02/dont-waste-the-foreclosing-lenders-time/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/06/02/dont-waste-the-foreclosing-lenders-time/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 21:09:47 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[loss mitigator]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=158</guid>
		<description><![CDATA[The real estate short sale industry is booming and lenders are so overwhelmed with new and existing over debted properties in default that they need our help!  What I mean by that is, if you are doing short sales, please DO THEM correctly!  I keep getting feedback from lenders that there are too many investors [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=158&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/06/02/dont-waste-the-foreclosing-lenders-time/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">wasting time</media:title>
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		<title>The BPO and Short Sale</title>
		<link>http://1stchoicelm.wordpress.com/2009/05/26/the-bpo-and-short-sale/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/05/26/the-bpo-and-short-sale/#comments</comments>
		<pubDate>Tue, 26 May 2009 21:53:58 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[BPO]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=154</guid>
		<description><![CDATA[A short sale is a term that Realtors and Investors alike are oh so familiar with but rarely understand.  Nearly 40% of all real  estate sales nationwide are either a short sale or bank owned property.  Short sales are made up of several components, but the most important aspect of any short sale is the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=154&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>What is a Short Sale</title>
		<link>http://1stchoicelm.wordpress.com/2009/05/14/what-is-a-short-sale/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/05/14/what-is-a-short-sale/#comments</comments>
		<pubDate>Thu, 14 May 2009 01:54:50 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=143</guid>
		<description><![CDATA[In today&#8217;s economy with so many foreclosures, there are still a number of homeowners that don&#8217;t know what a short sale is and a number of agents that don&#8217;t fully understand a short sale or how to use it to build their business.  The technical meaning of a short sale is an agreement with a  lender to accept less than [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=143&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/05/14/what-is-a-short-sale/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
	
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			<media:title type="html">trbproperties</media:title>
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			<media:title type="html">Do You Need A Short Sale </media:title>
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		<item>
		<title>Loss Mitigators interest in Short Sales</title>
		<link>http://1stchoicelm.wordpress.com/2009/05/12/loss-mitigators-interest-in-short-sales/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/05/12/loss-mitigators-interest-in-short-sales/#comments</comments>
		<pubDate>Tue, 12 May 2009 16:21:27 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loss mitigator]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=124</guid>
		<description><![CDATA[Loss mitigators have a unique and challenging job.  Here at 1st Choice, our goal is to get the short sale accepted and follow up with the buyer to insure closure.  We work with a number of Realtors and have tremendous success.  These agents refer our services to others which is where 80% of our new [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=124&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/05/12/loss-mitigators-interest-in-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">trbproperties</media:title>
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		<item>
		<title>What is loss mitigation</title>
		<link>http://1stchoicelm.wordpress.com/2009/05/11/what-is-loss-mitigation/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/05/11/what-is-loss-mitigation/#comments</comments>
		<pubDate>Mon, 11 May 2009 16:47:07 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loss mitigation]]></category>
		<category><![CDATA[pre-foreclosure]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=114</guid>
		<description><![CDATA[Loss mitigation is a term used to describe a third party helping a homeowner, a division within a bank that mitigates the loss of the bank, or a firm that handles the process of negotiation between a homeowner and the homeowner&#8217;s lender.  The term &#8221;mitigation&#8221; seemly means to control or manage a   certain loss amount.  Loss mitigation works [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=114&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/05/11/what-is-loss-mitigation/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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			<media:title type="html">trbproperties</media:title>
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		<item>
		<title>Short Sale Hardships</title>
		<link>http://1stchoicelm.wordpress.com/2009/05/06/short-sale-hardships/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/05/06/short-sale-hardships/#comments</comments>
		<pubDate>Wed, 06 May 2009 08:00:38 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[hardship]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[stop foreclosure]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=18</guid>
		<description><![CDATA[As you know, short sales are plentiful in today&#8217;s market.  If you are an agent, Realtor, or loss mitigator, you must be careful on which short sales you decide to tackle.  A short sale must meet certain criteria before the bank will even consider taking a loss.  One important requirement is that the seller needs a legitimate hardship.  If the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=18&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/05/06/short-sale-hardships/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<media:content url="http://1stchoicelm.files.wordpress.com/2009/05/mortgage460.jpg?w=300" medium="image">
			<media:title type="html">mortgage-loan-agreement</media:title>
		</media:content>

		<media:content url="http://1stchoicelm.files.wordpress.com/2009/05/loanmod.jpg" medium="image">
			<media:title type="html">Financial Hardship</media:title>
		</media:content>
	</item>
		<item>
		<title>Full Commission Short Sale Solution for Realtors</title>
		<link>http://1stchoicelm.wordpress.com/2009/05/05/full-commission-short-sale-solution-for-realtors/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/05/05/full-commission-short-sale-solution-for-realtors/#comments</comments>
		<pubDate>Tue, 05 May 2009 14:15:40 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[commission]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=27</guid>
		<description><![CDATA[Why not work with professional short sale negotiators and get your Full Commission? 1st Choice Loss Mitigation is willing to offer No-Cost negotiations to Homeowners and Full-Commissions to Realtors. There is a way to outsource the entire short sale negotiation and still keep your Full Commission. There are many advantages to you and your client when you let 1st Choice Loss [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=27&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/05/05/full-commission-short-sale-solution-for-realtors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">full-commission</media:title>
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		<title>Realtors and Short Sales</title>
		<link>http://1stchoicelm.wordpress.com/2009/05/04/realtors-and-short-sales/</link>
		<comments>http://1stchoicelm.wordpress.com/2009/05/04/realtors-and-short-sales/#comments</comments>
		<pubDate>Mon, 04 May 2009 18:51:04 +0000</pubDate>
		<dc:creator>Torrey</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[loss mitigator]]></category>
		<category><![CDATA[negotiation]]></category>
		<category><![CDATA[pre-foreclosure]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://1stchoicelm.wordpress.com/?p=7</guid>
		<description><![CDATA[A loss mitigation team is a group of debt negotiators.  Most lenders have loss mitigators that are trained within the company.  These individuals are also known as the negotiators when negotiating a short sale.  Due to the swarming number of pre-foreclosure properties that&#8217;s coming on the market today, almost all of these homes will need [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=1stchoicelm.wordpress.com&amp;blog=7616364&amp;post=7&amp;subd=1stchoicelm&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://1stchoicelm.wordpress.com/2009/05/04/realtors-and-short-sales/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	
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